401k Limit 2024 Catch Up Over 55. The 2024 401(k) individual contribution limit is $23,000, up from $22,500 in 2023. Employees can contribute up to $23,500 to their 401 (k) plan for 2025 vs.

Employees can invest more money into 401(k) plans in 2025, with contribution limits increasing from $23,000 in 2024 to $23,500 in 2025. Someone age 50 or older can contribute an additional $7,500 (the same limit as in 2024), bringing the 2025 maximum to $31,000.